What to do if you are involved in a hit-and-run accident

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A message from OPSEU/SEFPO’s Insurance provider, RGI Group:

Someone rear ends you as you’re exiting the freeway. Nervous and concerned about the damage to your vehicle, you pull to the side of the road only to watch the other driver speed away. What should you do?

Leaving the scene of an accident is a criminal offence.

As the victim though, all you can do right now is to file a claim with your insurance broker and file a police report.

What to do on the scene of the hit-and-run accident

Safety first. Make sure that no one in the care is injured and remain calm. Move the vehicle, if you can, to a safe location and call 9-1-1. Do not jeopardize your safety by attempting to follow the car that hit you.

Record as much information as you can about the incident. This includes:

  • The exact time and location the accident occurred.
  • The other car’s make, model, colour and any part of the license plate number.
  • If possible, a description of the driver.
  • The direction the driver was headed.
  • While you are waiting, take a few photos of your car’s damage and of the crash site. Use a time stamp if you can.

Handling a hit-and-run claim

When the police arrive, provide them with all of the information you recorded about the accident.

Next, contact your insurance broker as soon as you can so that they can start the claims process. You need to file the claim with your own company since the other driver’s information isn’t available.

Being in a hit-and-run accident is unfortunate, but it happens more often than you think. Get yourself to safely, call for help and fill in a police report.

This content is for informational purposes only and not for the purpose of providing, financial, medical or legal advice. You should contact your attorney, doctor, broker or advisor to obtain advice with respect to any particular issue or problem.

RGI’s team of insurance professionals is standing by to answer your call. If you have questions about your insurance, we invite you to call us and speak to one of our team members.

We are available Monday to Friday, 9am until 4:30pm.

Phone: 416.477.7687

Toll Free: 833.90.GROUP